Nowadays, almost every first person is using the smartphone and out of this scope, 70% using it at least 50 times per day. We mostly use it for useless monitoring of social networks feed, messengers, news, and other rubbish but what if I will tell you that you can use it as your very personal financial management instrument?

Personally, I tried a lot of different ways of how to monitor my personal finance. I started from paper notepad than excel, web instruments and now finally I use multiplatform application.

I collected top-5 best applications for personal finance management as of my opinion based on functionality, UI/UX, and platform availability.

CoinKeeper

Available platforms: Web, IOS, Android.

Price: Available free/full functionality $1-$3 per month.

Functionality:

  • Integration with internet bank;
  • Multicurrency accounts;
  • Planned expenses;
  • Goals;
  • Categories, tags, recipients;
  • Reporting and analytics;
  • Cloud;
  • Bank SMS integration.

Cash Organizer

Available platforms: Web, IOS, Android, Mac, Windows.

Price: Available free/full functionality $49 annual or $95 forever.

Functionality:

  • Integration with internet bank;
  • Multicurrency accounts;
  • Planned expenses;
  • Goals;
  • Categories, tags, recipients;
  • Reporting and analytics;
  • Cloud.

Pocket Guard

Available platforms: IOS, Android.

Price: Available free.

Functionality:

  • Integration with internet bank;
  • Multicurrency accounts;
  • Goals;
  • Categories, tags, recipients;
  • Reporting and analytics;
  • SSL encryption.

Mint

Available platforms: Web, IOS, Android.

Price: Available free.

Functionality:

  • Integration with internet bank;
  • Multicurrency accounts;
  • Goals;
  • Categories, tags, recipients;
  • Reporting and analytics;
  • Credit history (for some countries).

Wally

Available platforms: IOS, Android.

Price: Available free/Premium version also available.

Functionality:

  • Integration with internet bank;
  • Multicurrency accounts;
  • Goals;
  • Categories, tags, recipients;
  • Reporting and analytics.